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which insurance companies will insure a 21 year old working for a owner operator

Discussion in 'Ask An Owner Operator' started by jonnylightning71, Apr 22, 2013.

  1. Apr 22, 2013 #1
    jonnylightning71

    jonnylightning71 Bobtail Member

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    Apr 22, 2013
    0
    I completed trucking school with 180 hours and I passed the cdl test also. I am only 21 years old and me and my uncle. He has a couple of trucks and is trying to find a insurance company to insure me with liability. I am a highschool graduate, no felonies, no misdeameanors, no accidents and no tickets at all since I got my drivers license when I was 16. Do you guys know a good place to start looking? I haven't called any yet because there all closed right now.
     
    jonnylightning71, Apr 22, 2013
    jonnylightning71, Apr 22, 2013
    #1
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  3. Apr 22, 2013 #2
    Hanadarko

    Hanadarko Independent Owner/Operator

    2,962
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    Oct 1, 2009
    Midwest
    0
    If your starting out on your own.....
    Progressive is likely your best bet for starting out.
    They are open 24/7 for quotes or customer service.
    Quote by Phone: 1-888-806-9598

    Be prepared for a serious sticker shock.

    :biggrin_2556:

    Working for an O/O, he likely is best to ask his current company....
     
    Hanadarko, Apr 22, 2013
    Hanadarko, Apr 22, 2013
    #2
    SpiritCDL Thanks this.
  4. Apr 22, 2013 #3
    jonnylightning71

    jonnylightning71 Bobtail Member

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    Apr 22, 2013
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    My uncle owns a couple of trucks and wants me to drive one of his internationals. We are trying to find a company that will insure me. I am 21 years old highschool graduate, no felonies, no misdeameanors, no criminal record, no accidents and no tickets. I also have 180 hours in from Roadmasters trucking school and have passed there tests. Just got my cdl.
     
    jonnylightning71, Apr 22, 2013
    jonnylightning71, Apr 22, 2013
    #3
  5. Apr 22, 2013 #4
    Flatbedn

    Flatbedn Road Train Member

    1,307
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    Nov 12, 2012
    Missouri
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    Alot of insurance wont take you because 21 and no experience. So it will be alot of calling to find out. Noone here can tell you for sure because it is at the discretion of the underwriter.
     
    Flatbedn, Apr 22, 2013
    Flatbedn, Apr 22, 2013
    #4
  7. Apr 22, 2013 #5
    kw600

    kw600 Road Train Member

    1,172
    359
    Dec 9, 2011
    everywhere,usa
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    I got my cdl when i was 19 and started driving with the company my father was leased on..your best bet is to ask his company..If he has his own authority itll probably jack up his price..
     
    kw600, Apr 22, 2013
    kw600, Apr 22, 2013
    #5
  8. Apr 22, 2013 #6
    Saddletramp1200

    Saddletramp1200 Road Train Member

    2,111
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    Sep 4, 2011
    Houston Texas,USA
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    Dairy Land might be able to help you.
     
    Saddletramp1200, Apr 22, 2013
    Saddletramp1200, Apr 22, 2013
    #6
  9. Apr 22, 2013 #7
    Budha

    Budha Light Load Member

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    138
    Jun 23, 2012
    Here
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    I can find out who our insurance carrier is and let you know...I was hired at 19 years old...local though , no OTR.
     
    Budha, Apr 22, 2013
    Budha, Apr 22, 2013
    #7
  10. Apr 22, 2013 #8
    Marlin46

    Marlin46 Medium Load Member

    504
    299
    Mar 17, 2010
    Atlanta, GA
    0
    If your uncle has several years of claims free history or atleast a favorable loss history with his current company they may make an exception and let you on. Be prepared to show why you should be added on - your paperwork from Roadmasters is a start. Perhaps an understanding that you will only go out with some of the experienced guys for the first three months. As several others here stated trying to convince your uncle's current insurance carrier will be a little easier and more cost effective than Progressive, etc...
     
    Marlin46, Apr 22, 2013
    Marlin46, Apr 22, 2013
    #8
  11. Apr 25, 2013 #9
    Edgar2191

    Edgar2191 Light Load Member

    178
    33
    Apr 9, 2013
    0
    Edgar2191, Apr 25, 2013
    Edgar2191, Apr 25, 2013
    #9
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