Towing a camper a few times per year with my commercial truck?

Discussion in 'Trucker Legal Advice' started by Joeziah, Jul 27, 2018.

  1. Joeziah

    Joeziah Light Load Member

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    Pretty simple really, there has to be a way to use my semi a few times a year to drag a fifth wheel toy hauler around for vacation.

    My only issue is the insurance side, most insurance companies have never heard of someone doing this and it confuses them. I ask them if bobtail insurance covers when I use the vehicle for personal use they say yes, but when I tell them its for going camping they get all confused and say no that's not covered. Its still personal use so I don't understand the problem here.

    I'm guessing I would still need to stop and scales but I would basically have my logbook set to off duty personal conveyance the entire time and the vehicle would still be subject to inspection?

    Does anyone have experience with this, I can't imagine this is illegal but I'm sure there are probably some hoops one has to jump through.

    Please cite regulations or sources, if any, if you plan to go "OH MAH GURD NOT LEGAL"
     
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  3. deathB4decaf

    deathB4decaf Medium Load Member

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    I'm in the compliance department and there is nothing stating you cannot do this. Yes still stop at scales and you will be subject to inspection.

    Are you a member of OOIDA? They might be able to give you good direction in regards to insurance.
     
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  4. Joeziah

    Joeziah Light Load Member

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    It was actually an OOIDA agent that was telling me I couldn't tow a recreational vehicle for personal use and they would not cover it.

    I think they were a rookie, I asked for a copy of the policy so I could figure out where exactly they exempted this or so narrowly defined when I was covered while using the vehicle for personal conveyance.

    If it is as narrowly defined as she advised me, it wouldn't be insurance worth having as it would cover almost no liability.
     
  5. Pedigreed Bulldog

    Pedigreed Bulldog Road Train Member

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    Make sure you install an electric brake controller. Even though you won't likely feel the trailer back there, you're still required to have functional trailer brakes. I bought one that plumbs into the airlines, allowing the same variable braking that you have through the pedal, rather than the typical time delay found in off the shelf electric brake controllers. Haven't got around to installing it yet, though.
     
  6. ZVar

    ZVar Road Train Member

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    I think this is what PD is talking about. Kinda pricey but in comparison to that RV it's cheap.
    Hayes Air Actuated Trailer Brake Controller - 1 to 4 Axles - Proportional Hayes Brake Controller HA1

    For electrical you will need something like this, or make your own
    Pollak Trailer Connector Adapter - Vehicle End - 7-Pole Round to 7-Way Blade Pollak Wiring PK12-724

    You will also need to make sure the mudflaps of the tractor will clear the RV I.. the kingpin is far enough forward. That can be extended with a pinbox if it does not clear.
     
  7. MBAngel

    MBAngel Medium Load Member

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    Not a trucking answer, but Hubby wanted to take his car to the racetrack for an open race day. The insurance company said they'd cover him in the parking lot, but not on the track. and "you didn't call and ask this"... You might have to get special coverage for this.
     
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  8. roshea

    roshea Road Train Member

    are you leased to a carrier or have your own authority? If leased then from a legal standpoint they are in control of what the truck can and cannot do regardless of who the owner is. They have leased if from someone and are legally responsible for everything that truck does. If it is your own authority then you need to get this figured out with your insurance company. I doubt DOT would consider you driving a truck that has an MC number, rather than personal or RV tags, as personal use regardless of what your intentions are. I know a couple folks that retired and kept their tractors for pulling RV's and big horse trailers, and they all changed the registration to RV. They also no longer needed a CDL however they still need a Class A license.
     
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  9. Cover your mc ,dot # and ifta sticker

    Put

    "Private Use Only"
    "Not for Hire"
     
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  10. Expeditor

    Expeditor Medium Load Member

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    What does he do with his/hers IRP that says he/she is commercial?
     
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  11. deathB4decaf

    deathB4decaf Medium Load Member

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    Personally, I would still track all of the information for IFTA and IRP.
     
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