Scam insurance companies

That's not an insurance company. That's an insurance agent. Check the BBB for info about the agent, then find out which insurance company they are offering coverage with. Brokers and shipper won't take just any insurance.

Google says "virtual business only". My knee-jerk reaction is run away. And what do you mean by you won't have to worry about the down payment? Who writes an insurance binder without money up front? No insurance company is going to issue a policy without money up front.

 

If it seems too good to be true it probably is. I'd leave it alone.

 

Good idea to check for references. They are using a web site builder template for the site design, meaning anyone can do it.
Doesn’t mean it’s fake, it’s just economical.
Your instincts maybe onto something.

 

Not helpful information but great name. Just don't die....only posers die lol.

 

There's probably a reason for that low rate. Like, lousy coverage for example. The problem with a poor insurance policy is that, unless you read every word and understand the legalese perfectly, when you file a claim you find that the policy doesn't cover much at all.
If you're depending on a cheap inurance policy to keep you in business and out of trouble you're headed down a bad path.
And for what it's worth I agree that insurance, especially insurance for a rookie just starting out, is way too high.
It's way too high for us with established businesses too.

 

pay by credit card that downpayment. When you get your policy numer call to insurance company and verify it. Total Trucking Insurance is an agent. You need to call to Insurance company and not to agent. If you have 3+ years of clean driving record $10k is ok.
I have 18+ years of clean record and my mc# is 16 years old. Progressive said my premium will be 14k . Northland gave me $8400 quote.
if later you will find out you were screwed up call to credit card company and disute transaction.