Question for freight brokers

Yes without a doubt if you are running reefer freight you need to have reefer breakdown coverage - it covers mechanical breakdown of the reefer unit.

On a side note. If you run the reefer at the wrong temp, its not covered under that policy. It will be driver negligence and you'll be responsible for the claim out of pockets.

 

Might also add that if the reefer breaks down you are required to go to the nearest dealer, even if it means backtracking.
Also required to use after hours callout, not waiting until they open up.
Either one will void any insurance coverage.

 

Some insurance companies do pay for human error some do not. I have had one of each.
Premium will reflect.

 

The only one of those that matters is insurance, the other is the feds, don’t get scammed by dispatches or factoring companies