Private Carrier (not-for-hire) insurance?

I posted this (I think) and it got moved into some huge thread and lost in the water...so I will try again

I am in the process of purchasing a used T600/W900 to restore and fix up as a show/hobby truck. I have my DOT but do not need/carry an MC.
I am only looking to run this truck for pleasure after fixing it up.

Does anyone out there know of an insurance company that might specialize in this situation?
I have called several places. Many wont talk to me since I am not leased onto a carrier. I tried 'classic/antique' type of companies but unless the rig is older than 1984 - they can't help.

I am buying the truck with cash and only need $750k liability.
OOIDA via Progressive came in at $2800/yr and they have some weird travel radius limit.

I have had my CDL since 1989 and have a perfect record and just need a company that understands the type of purpose I am using the truck for. The 5th wheel would be covered.

Anyone have any suggestions?

 

I found a company (OOIDA actually recommended) out in Long Island.
They are an Insurance Broker but I was able to secure coverage that didnt cause me to loose consciousness.



$1347/yr for $750k liab and $100/300 UM/UIM (required by WI).

I didn't ask for PD at this point, but might add it later on. There is a $100 prepay discount as well.

I'm still looking around locally, but I figure once I have 1yr of insurance behind me that I might have more options with different insurance companies.

 

Elliott,
I just looked into this. I can get NTL for $444/year ($750k liab only) and actually when adding comp/coll - my premum is around $1k/yr.

Progressive came though, but only with help from rigquote.com.

Thanks!

 

Hey..thats alright! ...I am going out of town this week but will check with them when I get back. However, Progressive is only $444/yr for $750k liab for my purpose and not sure it could get much cheaper, but it's always worth a phone call....

 

The thing I liked about Progressive was that I can ramp up coverage if I need a trailer or if my business needs change.....I'm not sure if Gulfway can offer that sort of flexibility or not. I still want to call, just to see the quoted price.

Progressive did not offer me these rates without invoking a 3way call with a broker. Once more details were explained to Progressive, then and only then did the price plummet. I don't blame Progressive for that. My situation is unique and out of the 'norm'...

 

You had inquired about insurance for a 1994 KW T600. We are sorry but we won't be able to offer a quote in the insurance program we represent.

Thank you.
Gulfway Insurers of Hudson Inc
12701 U S Hwy 19
Bayonet Point FL 34667
Phone (727)863-5451 or (800)940-5010
Fax (727)862-3003