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Passenger Accident Insurance

Discussion in 'Ask An Owner Operator' started by Luis, Oct 31, 2008.

  1. Oct 31, 2008 #1
    Luis

    Luis Medium Load Member

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    Im Looking At OOIDA Site I See This Insurance For Passanger Is It Possible To Get This Insurnace While Still Leased With The Company Or Is This Something He Will Pay Not His Company This Is Just A Question But Im Asking Ahead Of Time So I Can Tell My Dad About This Insurance Later Becuase The Company Doesnt Allow A Rider Policy:biggrin_25510:And I Really Dont Feel Like Hiding In The Slepper Like I have Before
     
    Luis, Oct 31, 2008
    Luis, Oct 31, 2008
    #1
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  3. Oct 31, 2008 #2
    bullhaulerswife

    bullhaulerswife Forum Leader/Admin Staff Member Administrator

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    I'm passing your question on to someone who just went through this with her husbands company. Hopefully she can give you some answers.
     
    bullhaulerswife, Oct 31, 2008
    bullhaulerswife, Oct 31, 2008
    #2
  4. Oct 31, 2008 #3
    GuysLady

    GuysLady Trucker Forum STAFF Staff Member

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    If he is leasing the truck from the company, then he will have to provide this himself, and OOIDA is the best place to be shopping for it. It is possible to purchase it while leasing from a company. And if he is leasing the truck, then I do not understand why you are having to hide when you are in it.

    Most companies buy passenger accident insurance as an addendum to their standard liability policy, if they are going to buy it. It's usually a combined policy.

    I do highly recommend he have an accident policy in effect before you go out with him again.
     
    GuysLady, Oct 31, 2008
    GuysLady, Oct 31, 2008
    #3
    Luis Thanks this.
  5. Oct 31, 2008 #4
    Luis

    Luis Medium Load Member

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    I'm Going To See What He Says I Hid Because I Went With Him When He Was Hauling Containers He Didn't Have me On The Insurance The Truck Is Ours The Company Doesn't Offer This Insurance This Is A Great Find For Me Oh And Right Now He,s Hauling Vans That Hiding Was At The Terminal Really Thanks Ill See What He Says
     
    Luis, Oct 31, 2008
    Luis, Oct 31, 2008
    #4
  7. Nov 1, 2008 #5
    GuysLady

    GuysLady Trucker Forum STAFF Staff Member

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    No problem. This is what we are here for... to help each other out!:biggrin_25525:
     
    GuysLady, Nov 1, 2008
    GuysLady, Nov 1, 2008
    #5
  8. Nov 1, 2008 #6
    Luis

    Luis Medium Load Member

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    well bad news he says hes not going for it but the apu finance hes good for it which means more comfort thanks guys
     
    Luis, Nov 1, 2008
    Luis, Nov 1, 2008
    #6
  9. Nov 1, 2008 #7
    GuysLady

    GuysLady Trucker Forum STAFF Staff Member

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    I'm sorry to hear that. But the APU's are so needed nowdays, so I can see his point of view.
     
    GuysLady, Nov 1, 2008
    GuysLady, Nov 1, 2008
    #7
  10. Nov 4, 2008 #8
    Torqued-Up

    Torqued-Up Bobtail Member

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    Feb 27, 2007
    Elk Grove, CA.
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    OK, as I understand this, I believe he will need his Leased Carrier's Authorization to carry any passengers anyway. Most carrier's will allow you to purchase the insurance from them too. If it is cheaper and equal or better insurance through OOIDA, then you should go that way. Remember, even if you have your own insurance, you MUST have the carrier's authority to have passengers on board.
     
    Torqued-Up, Nov 4, 2008
    Torqued-Up, Nov 4, 2008
    #8
    GuysLady Thanks this.
  11. Nov 5, 2008 #9
    GuysLady

    GuysLady Trucker Forum STAFF Staff Member

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    Thank you Torqued! I forgot to add that. Your input there is very valuable information!
     
    GuysLady, Nov 5, 2008
    GuysLady, Nov 5, 2008
    #9
  12. Nov 17, 2008 #10
    Torqued-Up

    Torqued-Up Bobtail Member

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    Your welcome GuysLady. We are all trying to make sense of these regulations. You earlier input was very informative too.
     
    Torqued-Up, Nov 17, 2008
    Torqued-Up, Nov 17, 2008
    #10
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