Medical Insurance

Discussion in 'Ask An Owner Operator' started by Siinman, Dec 28, 2024.

  1. Brandt

    Brandt Road Train Member

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    I don’t know anything about this company but this one and other offers the same kinda deal. It not healthy insurance company but you join the organization and everyone share the health care bills of everyone. If your doctor is on their approved list. The doctor determines the health care and they pay bills. No insurance company to approve or not approve coverage.

     
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  3. Pickleball

    Pickleball Light Load Member

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    Speaking of Medicare...I am lucky enough that I just retired 3 months ago after 41 plus years in this industry and my Medicare is $185 per month. And that went up by $10 per month. I want to thank all of you who contributed so that I can finally reap a benefit from the gov.
     
  4. 86mechanic

    86mechanic Medium Load Member

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    Try United Healthcare. Lol
     
  5. Siinman

    Siinman Road Train Member

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    You just nailed what my experience is. I am in the same boat except my wife is at least on Medicaid since she is disabled. We are officially not married but been together for 23 years. I do not believe in the government BS paperwork to show I am married so this is why.

    I canceled mine in December because it was the last straw dealing with them. I do know of a couple places that can pay cash for MRI and not to bad of a deal. My Dr is tired of dealing with Ambetter and has pretty much given up on working with me to get this issue fixed until I change insurance or just pay cash for everything. I can understand how people want to do what the UHC CEO murder did. Life is bad enough out here and than you get ripped off by these high profit organization because they can.

    I know I had checked with your guy last time and he could not do anything really for me since I am diabetic. Was not much he could do. I will look around a bit and say hell with it. Had not had insurance for a long time until 4 years ago. Felt so bad I had to bite the built. I have enough meds to last half a year at this point so not too worried just yet.
     
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  6. Siinman

    Siinman Road Train Member

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    This is my point I made earlier. Family are being taking care of because of single male is paying for everyone. Just wrong!
     
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  7. Siinman

    Siinman Road Train Member

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    This is great for someone that does not have any issues. Unfortunately I am a diabetic now. They dont like to take people that have issues.
     
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  8. snowwy

    snowwy Road Train Member

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    Doesn't matter what insurance you have. They all have a deductible and they all deny claims.

    Nobody is worth a crap anymore.

    My deductible is $9500. I'm lucky to hit $500. So far. I ain't getting any younger.

    My dentist was telling me they have to fight everyone to get claims approved anymore.

    Private MRI is $400 around my area.
     
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  9. DUNE-T

    DUNE-T Road Train Member

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    I really don't see how me paying $1200 per month and having $18k deductible is "being taken care of" lol.
     
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  10. Siinman

    Siinman Road Train Member

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    Considering I was paying 650 a month for one person and you have four makes it seem like a deal. The 18K deductible is #### but for a family of four that is less then my 6500 deductible for one person. Granted it is still junk and they have taken advantage of it all. I remember my old boss that had 4 on his plan was paying almost nothing because of the way it was set up. He loved it more than he did our old insurance. I did not get insurance back than because of the cost was sky rocketed vs the old plan. Instead I had to pay a penalty for not having insurance.
     
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  11. Rideandrepair

    Rideandrepair Road Train Member

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    Another thing to be sure and get a policy that has nationwide coverage.
     
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