We’ve discussed pay and such, but what about benefits. What do you pay if anything for your health insurance and what does it cover, like what is your deductible. I feel like a lot of drivers overlook what health insurance their company may offer. This can be a value of up to $1000 a month or more. So I’ll start with mine:
Health insurance I pay $62 weekly, it has a total $7000 annual deductible 70/30 split once $3500 is spent. 50% coverage for specialists, $35 copay for office visit, prescription coverage etc. pretty crappy coverage compared to what I’ve heard. Just the fact that I’ve got to spend $7000 before everything is fully covered.
dental is $10 weekly, typical discount coverage
Then they offer for purchase, the typical life insurance plans, disability plans, AFLAC and all that. But you got a pay for it.
no retirement but do offer a 401 K
vacation: one week first year, two weeks second year thereafter.
Let’s talk benefits
Discussion in 'Experienced Truckers' Advice' started by Lennythedriver, Jan 7, 2022.
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I pay $356 every 2 weeks for family health plan with a $4000 deductible. Our deductible was $3000 last year but they raised it in lieu of raising our payroll deductions.
Dental family plan is $72.26 every 2 weeks, but it doesn't cover too much.
I don't even bother with the vision plan.
No 401k, but do have a profit sharing plan. I only get 1 statement per year, and that statement is actually for the prior year. So the profit sharing plan could get run into the ground and I wouldn't know until the following year.
1 week PTO after 1 year, 2 weeks after 2 years.
I do get a company cell phone that I get to pick with unlimited data. They also just gave me a new blue tooth headset, but I have had my current one for about 10 years.
I also get to take my work truck home most nights, so that saves me alot of gas money and wear and tear on my car.
I am coming up on my 20 year anniversary, thinking about asking my boss for another week of vacation. I don't understand why the only 2 week vacation limit, I have heard from a reliable source that a few people who have been with the company over 25 years do have 3 weeks.Lennythedriver Thanks this. -
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$6.53 a week with for $2000 yearly dental work.
$26.63 for the medical. I dont even know if we have a deductible, but we have very modest copayments. -
Before Chocolate Jesus and the Mad King changed the definition of, "insurance" to an optional tax for people with short memories and poor math skills I paid $50/mo. for a policy with a $100 annual deductible. I can now pay $150/wk for a policy with a $5,000 deductible. Meanwhile, a bunch of junkies and layabouts got, "free" insurance and the health insurance companies DOUBLED their profits!
Dockbumper, RockinChair, Waterman_99 and 1 other person Thank this. -
I was paying about $40/week solo for an 80/20 Blue Cross Blue Shield full coverage health insurance + VSP vision + dental at a big company. I think my tanker company was charging $55 per week for solo coverage. My last employer had no benefits.
Lennythedriver Thanks this.
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