Insuring a 18 year old truck driver

Discussion in 'Ask An Owner Operator' started by Voltrucker, May 10, 2014.

  1. Voltrucker

    Voltrucker Medium Load Member

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    Alright guys as some of you know I'm getting pretty close to turning 18 while my dad is 49. He has his own truck that he runs OTR. But my question is how much would it cost to add me on insurance to run instate?
     
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  3. Florida Playboy

    Florida Playboy Road Train Member

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    Why don't you call his insurance company and ask?
     
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  4. 4noReason

    4noReason Road Train Member

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    why do you even answer then? Hes asking . If you have no answer then do not answer.
     
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  5. Chinatown

    Chinatown Road Train Member

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    If insurance is not affordable, go to a community college or private CDL school, then hire on with a household goods mover and make in-state pickups and deliveries.
     
  6. passingthru69

    passingthru69 Road Train Member

    He asked a question and DriverToBroker made a valid response.
    Only the insurance agent can say how much more the costs will be.
    He just made a valid post to the question
     
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  7. G/MAN

    G/MAN Road Train Member

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    Most commercial insurance companies won't insure anyone under 21. Many require drivers to be at least 23. No one can tell you what your dad's insurance company will charge to add you to the policy but your dad's insurance company. If he has been with them for a while, they might cover you. But, the premium will likely be high. My first call would be to his insurance agent.
     
  8. Roadmedic

    Roadmedic Road Train Member

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    He gave a very valid answer.

    Then someone could ask you the same.
     
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  9. nightgunner

    nightgunner Road Train Member

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    Every company is a little bit different. It also depends on the type of coverage your dad currently has and the set limitations. The only answer is to call and see what they have to say as previously discussed. If they are able to offer it, prepare for for it to be exceptionally expensive and cost prohibitive.
     
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  10. freightrunner

    freightrunner Heavy Load Member

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    About 60k....
     
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  11. Voltrucker

    Voltrucker Medium Load Member

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    West TN
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    Anyone out there have a 18-20 year old driver driving for them? I'm not wanting a exact price. Just a area.
     
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