I need Non Trucking Liability, who do you use? Dodge 3500 for RV Transport.

Discussion in 'Expediter and Hot Shot Trucking Forum' started by Bigfoot_Trucking, Jul 9, 2012.

  1. Bigfoot_Trucking

    Bigfoot_Trucking Light Load Member

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    I need $500k in Non Trucking Liability and Comp/Collision for my 04 Dodge 3500 in order to be an RV Transporter. I have 3 quotes from Progressive, Brown and Brown and CCR. Anyone have a company they would recommend?

    Thanks
    Scott
     
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  3. Flightline

    Flightline Road Train Member

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    OOIDA
    Owner Operator Independant drivers Association. Not the cheapest but very honest and great coverage.
    A non profit insurance company
     
  4. RickG

    RickG Road Train Member

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    You should consider unladen liability . With nontrucking liabilty there is too much potential for insurers to say you aren't covered . For example , RV haulers are required to log when returning for another load . They say that's when you need nontrucking liability . The company providing nontrucking liability will say you are not covered because you are required to log.
    With unladen liability you are always covered when not pulling a load.
    http://www.reliancepartners.com/blo...-non-trucking-and-unladen-what-do-i-need.html
     
  5. Shedhauler

    Shedhauler Bobtail Member

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    Progressive gave me the best price, I needed $1 Mill... very reasonable!!

     
  6. RVTransporter

    RVTransporter Light Load Member

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    May 26, 2012
    Goshen, Indiana
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    I'm late to the party as usual. Just got home from a run. I have a 05 Dodge 3500. $44 a month for $1 million in NTL through Brown and Brown. Got a quote of $246 a month from the same insurer for comp/collision. Hope this helps.
     
  7. Bigfoot_Trucking

    Bigfoot_Trucking Light Load Member

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  8. chalupa

    chalupa Road Train Member

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    Uhm just curious.....why does he need non trucking liability in that quantity? Hooked to a RV for delivery, he's a commercial operation just like a big boy and just like pizza boy. After dropping RV he could become pvt. citizen again and pull his signs ( assume no mty trailer ) and move anywhere under his "auto" policy to any point he wants.

    If you ask a Ins. carrier then they will say he needs bobtail to get home / back UNLESS he's dispatched to return to the load point.

    Isn't he subject to the same terms as we are?
     
  9. RickG

    RickG Road Train Member

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    Most likely he is under permanent lease to the transport company and possibly required to log when unloaded. Usually the only DOT number is on the signs so removing them would be a violation
     
    yetti028 Thanks this.
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