I need help been trying to get temporary 30 day insurance for my truck but having a hard time

Discussion in 'Ask An Owner Operator' started by Cabtom68, Apr 7, 2017.

  1. Cabtom68

    Cabtom68 Bobtail Member

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    Apr 7, 2017
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    Been trying to get insurance for a few days now having a hard time everyone keep saying i need to have my own authority or be leased to a company i just need insurance so that i could take the truck of the lot and the finance company wants at least 30 days can someone help
     
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  3. bulldawg trucker

    bulldawg trucker Medium Load Member

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    What state are you in?
     
  4. bulldawg trucker

    bulldawg trucker Medium Load Member

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    There are companies out there that will do it. You need to call around and ask do they offer "non-trucking" coverage. If you have a small carrier near you, maybe start there. I actually got a qoute thru OOIDA, but was thinking it was kind of high. I ended up calling the agent that the carrier I am leasing on to when I get the truck ready. It was half of OOIDA's qoute for the year, but the draw back is they wanted it all upfront.

    Basically at this point and even after you lease on, if you are leasing on, you will need Physical damage and bobtail or "non-trucking" depending on the contract. Non trucking covers a few more instances than bobtail does, they are both similar but a little different.
     
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  5. Antinomian

    Antinomian Road Train Member

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    Have you tried True North? I bought trip insurance from them when I bought my truck. I bought the truck in Oklahoma and drove it home to Georgia. The trip insurance gave me a week of liability and a month of physical damage. My Finance company was good with it.
     
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  6. Hype6477

    Hype6477 Light Load Member

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    What I did for a friend I put his truck on my policy added him as a driver. Once he got it were he needed it i cancelled it and had him pay me the difference. Just a suggestion if you have a friend ask.
     
  7. RET423

    RET423 Medium Load Member

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    Progressive has never asked me for my authority to write a policy, just the amount of comprehensive I want, the lender info and what type of cargo; if you say general van freight with unidentified trailer and choose a very short operating radius they will probably write you a policy that won't be more than a couple hundred a month. Don't tell them you only want 30 days, just buy the policy and cancel it when you get something else.
     
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  8. win-some-loose-less

    win-some-loose-less Medium Load Member

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    Apr 19, 2010
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    +1 on true north.. trip policy good for a week of bobtail and physical.. think it was like $100 bucks..
     
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  9. heavyhaulerss

    heavyhaulerss Road Train Member

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    i used ''cover me ins'' 1800-726-8376 paid $140.00 for 24 hours ins. drove truck 700 miles home. fast & easy, very conveinant.
     
  10. Cabtom68

    Cabtom68 Bobtail Member

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    Apr 7, 2017
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    Nyc
     
  11. Cabtom68

    Cabtom68 Bobtail Member

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    Apr 7, 2017
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    Im in nyc the truck is in new jersey
     
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