Fuel card VS Business credit card

Depends mate. If you for instance use the WEX Truckers Advantage card it offers discounts but you have to charge it to that card. On the other hand, you can link your 4% AmEx to an App like Mudflap that offers a discount and charges using your chosen card on file.

I like using Mudflap plus my AmEx that gives 2% cash back. So if Mudflap is offering (today for example) $4.93 your price, $5.40 actual price, you get it at $4.93 plus 2% cash back so altogether it ends up being $4.83 (assuming you’re strict with your cash back and just apply it as statement credit).

There may be other times the WEX (or whatever dedicated fuel card) comes out better than using the CC. Just have to compare whenever you’re ready to fuel. In that case yea. That card has a credit limit and in my experience set up on weekly auto pay for the full limit.

would you mind sharing what card AmEx offers 4% on fuel? I use the Blue Business Cash but that’s only 2% and limits to X amount per year until it goes down to 1%.

 

You can use a points credit card like you describe and tie it to your Mudflap account and get your points and a fuel discount. From what I’ve seen it’s a toss up on discounts. Sometimes Mudflap is better, sometimes the fuel cards are better.

 

Are those travel points though? Or can it be cash back? They always send me garbage saying the points can be redeemed for travel. All I care about is cash back.

I would say that I use Mudflap 80+% of the time, but I’m in the Midwest so I have a lot of Kwik Star and Casey’s which Mudflap does a lot of. It varies greatly. I don’t support the big chains like Pilot either so I can’t speak to cards or prices on those big stations.

 

I quit using NASTC a year ago but at the time they had told us they were setting up their system to take a CC as payment
Not sure if that ever happened but might be worth a call
They, at the time had a pretty decent discount on fuel

 

I am in the fuel and factoring industry. It's a whirlwind right now man. If you have any specific questions or just want opinionated advice send me a message.

 

The point is that mudflap is not gas station category, it's general retail. So i don't think 4% category works for it.
If somebody knows does amex gold card with 4% category works for mudflap?

 

I don't know about AMEX but it shows as fuel on my Capital one Spark business card.