Confused about requirements

Discussion in 'Expediter and Hot Shot Trucking Forum' started by tetransport, Apr 22, 2018.

  1. tetransport

    tetransport Bobtail Member

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    Apr 22, 2018
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    We have a Chevy Silverado, not a 1 ton or anything and it's rated to be able to haul/tow up to 10,000 lbs, which we will probably stay with small loads under 8,000 lbs.
    We have asked DOT officers, insurance agents,etc and NOBODY could tell us for sure if we needed a DOT,MC #, etc.
    According to the FMCSA website where it talks about DOT numbers, we do NOT need one even though we will be going to different states.
    Since our weight is below 10,001 lbs we aren't required by FMCSA to have a certain minimum of insurance, but the way one insurance agent talked, in order to get cargo insurance we have to have a MC number??

    So the insurance requirements are very confusing. What do we actually need to do this legally?
     

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  3. ZVar

    ZVar Road Train Member

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    That looks like a Silverado 1500?
    If you you will not be pulling 8,000 lbs for very long. You will burn out the rear end, not to mention the transmission. Also will be getting crappy mpg because of the engine overworking.
    You really need to think this. a 1/2 ton pickup is simply not made to pull stuff 5k+ pounds on an extended basis.
     
    skellr Thanks this.
  4. Expeditor

    Expeditor Medium Load Member

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    DOT goes by CGVW, not how much weight you have on it at the time. In other words what is the vehicle and trailer RATED at? If they are rated at or above 10,001K then yes you need MC, DOT, Medical card. If you where to drive a truck that was rated at 33k, but scaled it and only had 25K total weight and didn't have a CDL you could be fined, put out of service and could also be arrested, that is because anything over 26,001 pounds you need a CDL. You only had 25K pounds total, but DOT goes by the Rating of the vehicle. Hope this helps. There is no "derating" when it comes to DOT
     
    brian991219 Thanks this.
  5. tetransport

    tetransport Bobtail Member

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    Apr 22, 2018
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    Our CGVW on truck is 6900 lbs. I will have to check the trailer.
    I thought it also went by the total weight; truck, trailer, and your load. If it's 10,001 lbs we would need a DOT number, right?
    I know now that we should have gotten a bigger truck for this and still a lot we need to learn. My husband is a CDL with tanker, hazmat,etc, clean record. He drove for Swift and then Melton for 2 years. He switched to a local company for 5 years but we are both ready to have our own business.
    So for now, with this truck, for us to legally be able to transport for other people, across state lines, what do we need? That is the question nobody has been able to answer. What kind of insurance?
     
  6. Lite bug

    Lite bug Road Train Member

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    Start reading everything on this part of the forum. There are other forums out there. If you want your own business you can approach it a couple of ways. You could lease on to someone using their connections while you learn. You could get your own numbers and work with a dispatching company. Working with a dispatching company you use a percentage of your gross or set amount to pay for their services in exchange they find work for you. Some people will get their own numbers and try work off the load board with no experience...a recipe for failure IMO. Try to gain as much knowledge off the Internet. Look for people that have their own business. If you lease on with someone, be sure they have their own freight or has long term relationships with shippers and brokers. Same thing when working with dispatching company. Follow the successful people on here running big truck ( same concept). Hope this will help you get started. Mike
     
  7. Lite bug

    Lite bug Road Train Member

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    ZVar is correct. You need another truck to get started. At the very minimum 3/4 ton diesel. A one ton DWD for safety. I had a flat tire on the rear and was able to get to tire shop without changing it on the side of the road
     
  8. tetransport

    tetransport Bobtail Member

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    Apr 22, 2018
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    We just bought this truck last Wednesday...this truck absolutely has to work. I am going to get a DOT number and there's still confusion about the MC number.
    He said it should pull just fine. He said it's the Work edition so not a regular 1500.
    But again, so far every single insurance agency we have contacted have either said they can't offer us insurance for what we need or they partner with Progressive and with them it's $11,000 with a down payment of $5000. We simply can't afford that.
    Besides load boards like uship, where else can we look or post our services?
    I have been reading and have learned quite a bit. Our next truck will most likely be a 3/4 ton or 1 ton and we will have to figure out which of those is best to get. But for now, we don't care what we haul as long as it's not too much for our truck and we don't plan on using this truck for this work forever. But we have to use it to start with.
    But if we have a DOT number will he be under the same regulations as an 18 wheeler; can't run more than 11 hours, have to keep a log book, 34 hour restart,etc?
     
  9. Lite bug

    Lite bug Road Train Member

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    MC number is what you give to brokers ( motor carriers ) a DOT number is ( Department of Transportation ) Find a company that specializes in Truck Insurance. Progressive got into the truck insurance business a few years ago and had some high claims from new entrants now they overcharge for new people. If you are going to work this truck you need to think about small packages or as a courier. (Medical etc.) ( Clint Eastwood line “ a man’s got to know his limitations “ ) Using USHIP is a race to the bottom. There are load boards that you pay a monthly subscription. Brokers post their freight and you may post your truck there. But the majority of stuff on a freight board will be to heavy for you with that truck.
     
    flatbedcarrier Thanks this.
  10. tetransport

    tetransport Bobtail Member

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    Apr 22, 2018
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    Thank you Lite bug. I really appreciate everyone's input. Back to looking for insurance now lol
     
  11. Ridgeline

    Ridgeline Road Train Member

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    Insurance is going to be high, you are hauling as a commercial carrier, no matter if you are using dot numbers or not.

    What causes the high cost is the lack of experience, wrong equipment and going for freight competing with carriers at their level.

    The real issue is what are you going to do about the truck, it won't last. It is not a "work truck" as others are designed to be, it is a light duty truck that can have up to a GCVW of 16k (depending on the package that had been installed) but then that's a superficial number at best, GM doesn't do anyone justice with their lies.

    If the sales dweeb said that it will work, I would bring it back and tell him he lied.

    You need to get this part too, if you haul commercial, you may have an issue with the drive line warranty, they can tell you that nothing is covered if you are hauling a heavy load and the truck craps out.
     
    brian991219 and Lite bug Thank this.
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