Canal Insurance Company, Greenville SC

Discussion in 'Ask An Owner Operator' started by gekko1323, Feb 13, 2024.

  1. gekko1323

    gekko1323 Road Train Member

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    Good evening good people. Do any of you here have Canal as your insurance company? I am thinking of switching to them because I understand they have a program where the premium is determined by how much you drive.

    I drove about 34,000 miles last year, and I'll be darned if I'm going to continue to pay Great West $21,000 a year for such a low amount of travel. Especially since I have a clean record. So I need to find alternatives. Do any of you know of any other companies that bill you according to how many miles you run?

    Many thanks.
     
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  3. wichris

    wichris Road Train Member

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    Pretty hard to get a strict mileage account with only one truck. Maybe they have a monthly based on the few miles you drive.
     
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  4. 01HFT

    01HFT Light Load Member

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    Sycamore, IL
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    Have great west as well. 45000 miles last yr, $7000, just did my renewal. What's your radius set at? Cargo value? What state is your home base? Credit score? A good insurance agent is worth their weight.
     
  5. gekko1323

    gekko1323 Road Train Member

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    Henderson, NV
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    How long have you been in business? My MC is less than two years old. My credit score is in the 770s so I don't think that's the problem.
     
  6. Big Road Skateboard

    Big Road Skateboard Road Train Member

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    Hey @gekko1323, what are you driving and what coverages?

    No experience with them, but I'm getting quotes myself.

    Progressive was 9k for me last April, beginning my 3rd year. I also only carry liabilty on my stuff, so that could be a big difference.
     
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  7. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    IMG_5896.jpeg $10k premium full one year
     
    Last edited: Feb 13, 2024
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  8. gekko1323

    gekko1323 Road Train Member

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    WOW. I'm getting bent over, lubed up...but no kiss!
     
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  9. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    I would be leery doing business with “Canal”……there reviews are not good at all. Even the BBB has a quite a few complaints about them.
     
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  10. gekko1323

    gekko1323 Road Train Member

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    Henderson, NV
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    Thank you. I'm going to check out Progressive. But I know a few brokers won't give you loads if you have Progressive. Why is that, by the way? Here is my COI:
     

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  11. gekko1323

    gekko1323 Road Train Member

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    Henderson, NV
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    Well, I drive all 48, so I guess my radius is the highest. What is your radius? Does radius entail the distance traveled in a day? If I remember correctly, my radius is 500.
     
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