Best truck insurance out there ?

Discussion in 'Ask An Owner Operator' started by PALOU, Feb 7, 2016.

  1. PALOU

    PALOU Light Load Member

    215
    28
    Dec 16, 2013
    OTR
    0
    Shopping for insurance for my new authority.Who do you got insurance with ?What is the Average best yearly cost ? How many time can I wait before a get insurance after i receive my Mc number ?
     
    Road Killer Thanks this.
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. DUNE-T

    DUNE-T Road Train Member

    6,881
    16,626
    May 10, 2015
    Detroit, MI
    0
    Road Killer Thanks this.
  4. Straight Stacks

    Straight Stacks Paper Cha$er

    2,930
    20,768
    Jul 18, 2015
    Alabama Gulf Coast
    0
    I use Progressive Commercial. Get a great rate. I also have personal vehicles insured so I get a "multi-vehicle" discount.
     
    Road Killer Thanks this.
  5. whoopNride

    whoopNride Road Train Member

    1,649
    5,015
    Jan 13, 2008
    Miss.
    0
    Do you go thru an agent with your Progressive or do it yourself online? I would like to know if their rates are much cheaper going directly thru Progressive online instead of going thru an agent. Anyone know the Pros and Cons of doing this?
     
    Road Killer Thanks this.
  6. Straight Stacks

    Straight Stacks Paper Cha$er

    2,930
    20,768
    Jul 18, 2015
    Alabama Gulf Coast
    0
    I went through an agent.
     
    Road Killer and whoopNride Thank this.
  7. Mattflat362

    Mattflat362 Road Train Member

    2,696
    5,723
    Feb 18, 2015
    Avon Lake, Ohio
    0
    I will just throw my guys name in here....because I had a billion questions starting off..

    This guy answered them all. He is commercial only and is a former driver and Harley guy.

    He really knows his stuff.

    I have no idea what good rates are though....I went with this guy and have never looked elsewhere or even with progressive direct. If you can even do that???

    I am with progressive via Jim Lynch insurance in Lima Ohio. 800-445-8405.
     
    Flipflops and whoopNride Thank this.
  8. whoopNride

    whoopNride Road Train Member

    1,649
    5,015
    Jan 13, 2008
    Miss.
    0
    I have gotten a couple of quotes from agents. I think I will call Flo tomorrow and see if it is any cheaper direct. Just recently found out you could go on their website and get it direct. I just wonder how the service would be on getting Certificates in a timely manner
     
  9. PALOU

    PALOU Light Load Member

    215
    28
    Dec 16, 2013
    OTR
    0
    An idea of what you call great rate ? $$$$/ year ?
     
  10. whoopNride

    whoopNride Road Train Member

    1,649
    5,015
    Jan 13, 2008
    Miss.
    0
    Palou, his rates will probably be much cheaper than yours. You will be considered a New Entrant and your rates will be Higher for the first 2 years. If you don't have any claims they should start coming down then
     
    PALOU and Straight Stacks Thank this.
  11. Straight Stacks

    Straight Stacks Paper Cha$er

    2,930
    20,768
    Jul 18, 2015
    Alabama Gulf Coast
    0
    It breaks down to $1195/mo.
    $1,000,000 Bodily Injury/Property Damage
    $500,000 Uninsured Motorist
    $1,000,000 General Liability
    $100,000 Cargo
    $30,000 Trailer Interchange
    $2500 Deductible
     
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.