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Accident not on MVR/No police report

Discussion in 'Questions From New Drivers' started by Omawho402, Apr 25, 2018.

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  1. Apr 25, 2018 #1
    Omawho402

    Omawho402 Bobtail Member

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    I had an at fault accident in my car a few months ago. No police report was made, I was not cited with a ticket and no injuries to either party (I ran my MVR last week, shows no incidents whatsoever). I did file an insurance claim. I am a new CDL holder, but have not worked for any companies yet. Prior to this I haven't had a ticket or accident in over 10 years.

    I applied to two places for pre-hire and was approved by both (without listing the incident). The recruiters told me my driving check came back clear.

    My question is- Since I filed an insurance claim, it will be on a CLUE report...Will the truck company's insurance company run a CLUE report on me?
     
    Omawho402, Apr 25, 2018
    Omawho402, Apr 25, 2018
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  3. Apr 25, 2018 #2
    Moose1958

    Moose1958 Road Train Member

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    They might. I highly recommend you amend your application and list this accident. While it is not on your MVR because the insurance company was involved you can bet there is information about the loss on your CLUE report. DO NOT leave for orientation until doing this.
     
    Moose1958, Apr 25, 2018
    Moose1958, Apr 25, 2018
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  4. Apr 25, 2018 #3
    GreenPete359

    GreenPete359 Road Train Member

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    If insurance paid out it’ll show, but i wouldn’t worry to much about it. I was in the same boat as you when i got my cdl, i omitted it and was never questioned.

    As for amending your apps., you already filled them out so if you’re conserned fill new ones out with new carriers. You don’t want them thinking/knowing you lied...an omission is looked at like a lie.
     
    GreenPete359, Apr 25, 2018
    GreenPete359, Apr 25, 2018
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  5. Apr 25, 2018 #4
    Moose1958

    Moose1958 Road Train Member

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    Bad advice without knowing the carrier. Your right you can not amend a filed application, however you can contact the recruiter and tell them you forgot to add an important item on the original application. For the record most carriers will overlook something like this as you just said. However if there are other issues and then a lie is determined the driver might get sent home. (I have seen it happen)
     
    Moose1958, Apr 25, 2018
    Moose1958, Apr 25, 2018
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  7. Apr 25, 2018 #5
    Moose1958

    Moose1958 Road Train Member

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    The OP was not asking about MVR. He was asking about the CLUE report. To make a long story short CLUE is a database most all insurance underwriters use to list insurance losses. Since he filed an insurance claim there is a great chance there was an insurance payout. If so there is a CLUE report on him. The carrier won't have access to this I don't think, however the carrier's insurance company will. chances are as @GreenPete359 said nothing will come of it.
     
    Moose1958, Apr 25, 2018
    Moose1958, Apr 25, 2018
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  8. Apr 25, 2018 #6
    Moose1958

    Moose1958 Road Train Member

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    I have never cared enough about it to want to know. I guess there is an option to get this report on you. I just don't know how.
     
    Moose1958, Apr 25, 2018
    Moose1958, Apr 25, 2018
    #6
  9. Apr 25, 2018 #7
    Omawho402

    Omawho402 Bobtail Member

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    I spoke with a CDL insurance agent and they said most insurance companies with larger fleets don't evaluate CLUE.

    If I had some way of knowing what company the carriers I want to work for use I could ask them directly. But I wouldn't know how to find that (I tried Google but no luck)
     
    Last edited: Apr 25, 2018
    Omawho402, Apr 25, 2018
    Omawho402, Apr 25, 2018
    #7
  10. Apr 25, 2018 #8
    Moose1958

    Moose1958 Road Train Member

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    I think people misunderstood what CLUE is. It is not like MVR or DAC. It is a database where insurance underwriters store and exchange losses. Most insurance carriers once they input a name and other information thier systems automatically return CLUE data. Now with this said unless the CLUE data has so many losses in reference to a person it gets flagged it won't go anywhere. One accident is not going to cause a problem in most situations.
     
    Moose1958, Apr 25, 2018
    Moose1958, Apr 25, 2018
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  11. Apr 25, 2018 #9
    buddyd157

    buddyd157 Road Train Member

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    don't open up a can of worms or Pandora's Box.....let it be....
     
    buddyd157, Apr 25, 2018
    buddyd157, Apr 25, 2018
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  12. Apr 25, 2018 #10
    buddyd157

    buddyd157 Road Train Member

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    do not open up a can of worms.....keep quiet about it all....sheesh.
     
    buddyd157, Apr 25, 2018
    buddyd157, Apr 25, 2018
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    Omawho402 Thanks this.
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