ACC/OCC Insurance

I have two questions on this.....we are O/O leased to a company where we use their dot and MC #, and their cargo liability ins) but we find/negotiate our loads (the company signs the paperwork and collects the money after paying us).

Do we have to have the insurance?
Can the company force us to get the insurance, and only through them?

 

It's not in our lease agreement. Their insurance said we all have to have it in order for them to get insurance.

 

We use their cargo insurance and have been here for 17 months. This is the first time anything has ever been said about getting acc/off insurance and they said we have to get it through them, no one else. We are not in a position to get our own mc or dot right now.

 

This says that the lease must state who is paying for what, and based on things that are happening, it looks like they are forcing our hand.

A letter was sent out the end of Oct (which most of us ignored because things were not clearly said) that said "Everyone will be enrolled November 1 and monthly payments will come out of the first settlement in December"....."Please sign the paper with your name, license, etc and return"....I guess a lot of us didn't sign and now they are pushing it and saying this is mandatory.